Are you striving to stay on top of your bills with the least possible debt? These are factors that enable you to live a comfortable life. Though sometimes this is easier said than done. There are a range of factors that become major considerations when it comes to borrowing money wheather it be for your dream car or dream home. Chances are you’re aware of some of these. But did you know there are other smaller factors that can impact your credit score and your ability to secure a home loan?

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